Banking 3.0 · AI-Native Platform
Banking was never designed
to be AI-native.
So we are building it
from scratch.
Legacy banks run on 1980s mainframes. The first neobanks moved to the cloud but kept the same mental model. Slekt is different — a core banking OS where AI is the architecture itself.
We use this technology
to solve real problems.
Slekt is built in three layers. Each enables something no legacy or first-gen fintech can provide.
AI writes the infrastructure
Integrations, compliance rules, and product features deploy in days — not the years a traditional bank requires.
Agents that know your business
Specialist AI trained on treasury, onboarding, accounting, and wealth management. Not a generic chatbot over documents.
Users build their own bank
Need invoicing? A custom report? Build it directly into the platform. The interface is yours to modify. No dev team required.
One platform.
Three ways to win.
Earn on idle cash. Bank globally. Manage everything with AI — at a fraction of the current cost.
Earn a real return on your business cash. Choose your risk. Your money works from day one.
Named IBAN, multi-currency account, credit card, and global payments — 80% cheaper than your bank.
Your AI co-founder. Integrate everything, connect to Claude and ChatGPT, build custom tools. No dev team needed.
Build your own
Family Office
A traditional family office needs €25M+ in assets, Goldman relationships, and a team of 10. It was designed for the 0.1%.
The name
IN NORDIC LANGUAGES
“Every hard-working business owner deserves the best advice, tools and products to build wealth.”
€25M+ only.
Slekt gives every founder and entrepreneur the same investment products and AI advisors — without the gatekeeping.
Government bonds, corporate bonds, higher-yield options. You pick the risk. 2–8% from day one.
Open accounts for all your companies and family members. Move money seamlessly within your group.
Specialist agents act as your CFO, wealth advisor, and tax helper — the support level reserved for large family offices.
End-to-end encrypted. EU data residency. Your financial life is yours. Helsinki-regulated, MiFID II.
From zero to earning
in four steps
Onboard in minutes from phone or laptop. No paperwork, no branch visit.
Add funds immediately. No waiting periods, no minimum holding times.
Your balance earns 2–8% automatically. You choose the risk: EU government bonds to emerging markets.
Move money back instantly. Ready for payroll, suppliers, or whatever comes next. No lock-in.
Three generations of
banking technology
Legacy and first-gen fintech systems cannot be retrofitted into AI-native architecture. The codebase is incompatible. Slekt must be built new — and that is exactly what we are doing.
If your business holds cash,
Slekt was built for you
You do not need a treasury department. You need your money working while you run the business.
You have €200k sitting doing nothing. Your bank offers 0.1% if you are lucky. With Slekt, that money earns 2–5% automatically, pulling back instantly when payroll hits.
Holding, operating company, side project — three banks, three logins, three sets of statements. Slekt puts them in one place. Move money between entities in seconds.
You are closing deals and managing the team. Your AI advisor monitors transactions, flags anomalies, forecasts cash flow, and has board-ready reports ready when asked.
Traditional family offices serve the 0.1%. Slekt gives you the same investment products and AI advisors at a fraction of the cost — for every founder building generational wealth.
We have been building financial startups for 10 years. AI-first development is the greatest opportunity we have seen to truly revolutionise banking — and allow every business to have its own personalised bank.
Helsinki regulation.
Bank-grade segregation.
Slekt is obtaining an Investment Services Licence and Payments Institution Licence. Built on solid ground from day one.
Investment Services and Payments Institution licences in progress. MiFID II compliant across the EU.
Client funds fully segregated at tier-1 European banks. Never co-mingled with operational funds.
All data encrypted end-to-end with EU data residency. Privacy is architecture, not a setting.
Our founders built successful neobanks and core banking solutions. We have solved the hardest problems in fintech.
Specialist AI handles onboarding, AML, and transaction monitoring at scale. Compliance automated and auditable.
All data processed and stored in the European Union under GDPR. Zero exposure to non-EU jurisdictions.
The wealth infrastructure
for Europe's entrepreneurial class.
We are building something Europe has never had. Be the first to know when it is ready.
No spam. Just a launch notification when we are ready.